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Mortgage Minimiser Program: Pay Off Your Home Loan Sooner
At JC Lending Solutions, we know there’s no shortage of complicated strategies promising to help you “own your home faster”. But often, simple is best and that’s exactly what our Mortgage Minimiser Program is built on.
After years in finance, we’ve seen what works and what doesn’t. Many programs are aggressive, complex, or only work for a select few. Our minimiser strategy is designed for real people, with real goals.
As a valued JC Lending Solutions client, you’ll gain free access to this program. We’ll do the legwork, reviewing your loan, guiding your structure, and checking in regularly, so your home loan runs like clockwork in the background.
We start by reviewing your current mortgage and advising on a structure designed for faster loan reduction.
- Use a simple, “set and forget” structure to automate your repayments
- Separate your loan from everyday banking to reduce mental load and temptation
- Set up salary splits to direct repayments straight into your loan or offset
- Remove the noise, a self-operating system gives peace of mind
Once we implement your structure, you can relax knowing the system’s working for you
Paying even a little extra can make a big difference and we’ll show you how.
- Set and automate extra repayments above the minimum
- Learn how small, consistent top-ups help reduce your interest
- Let the system do the work while you stay focused on life, not debt
We’ll guide you on how much to pay and how often to optimise your loan without the stress.
Owning your home is great, keeping it is essential. We help ensure you’re protected if life throws you a curveball.
- Assess your income protection and insurance cover
- Plug any gaps that could put your family or property at risk
- Structure support around your needs, not just a policy template
We help protect your home in the event of lost income, illness, or worse so you don’t lose what you’ve worked hard for.
Interest creep is real and lenders don’t always offer you their best.
We review your rate every 6 months to ensure it remains competitive.
- Negotiate with your lender on your behalf
- Advise if and when it’s time to refinance (without starting the loan over!)
- With the availability of Open Banking we can monitor your loan balance and interest rate daily. Arming us with the most up to date information to keep your interest rate competitive to market while keeping your lender honest.
Simple, Powerful, Stress-Free
You’ll be surprised how effective this is and how little you have to do once it’s set up. We’ll monitor your plan, keep things running, and step in when needed.
You enjoy the results. We manage the strategy.
Get Started With The Program
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