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Self-Employed Loans
Being your own boss shouldn’t make it harder to own your home or grow your investment portfolio. At JC Lending Solutions, we specialise in helping self-employed Australians secure competitive home loans, whether you're looking to buy, refinance, or access equity.
Why JC Lending?
- Over 25 years’ experience in lending and finance
- Access to a wide panel of lenders, including self-employed specialists
- Help with gathering and presenting financials for a stronger application
- Fast pre-approvals and end-to-end support through the whole process
- Personalised, one-on-one guidance with a real understanding of business ownership
- Strategic advice tailored to your goals and tax structure
- Experience across retail, office, industrial and medical properties
- Extensive lender panel, bank and non-bank options
- Loans structured for business cash flow and growth
Let’s Talk
If you're self-employed and need finance, don’t let paperwork or uncertainty hold you back. We’ll help you navigate the options and find a lender that supports your goals.
Book a chat with JC Lending Solutions today and get the loan you deserve.
Self-Employed Home Loans
Commercial Finance: Business & Property Lending Solutions
Commercial Finance: Business & Property Lending Solutions
Commercial Finance: Business & Property Lending Solutions
Commercial Finance: Business & Property Lending Solutions
Commercial Finance: Business & Property Lending Solutions
Business Lending Secured and Unsecured
Commercial Finance: Business & Property Lending Solutions
Equipment Finance: Machinery & Tools Lending Solutions
Equipment Finance: Machinery & Tools Lending Solutions
Equipment Finance: Machinery & Tools Lending Solutions
Equipment Finance: Machinery & Tools Lending Solutions
The JC Lending Solutions Credit Guide
Equipment Finance: Machinery & Tools Lending Solutions
The JC Lending Solutions Credit Guide
Self-Employed Home Loans
Being your own boss shouldn’t make it harder to own your home or grow your investment portfolio. At JC Lending Solutions, we specialise in helping self-employed Australians secure competitive home loans, whether you're looking to buy, refinance, or access equity.
We understand that traditional income verification doesn’t always reflect the real financial strength of your business. That’s why we work closely with a broad range of lenders, including those who specialise in self-employed clients, to find solutions that are tailored to your unique circumstances.
We Help Self-Employed Clients With
- Buying a new home or investment property
- Refinancing to get a better rate or consolidate debt
- Accessing equity for renovations, business use or personal goals
- Low-doc or alt-doc loans if financials are not up to date
- Structuring your loan to suit tax efficiency and cash flow needs
We Understand Self-Employment Challenges
- Irregular income?
- Recently started a business
- Financials not yet finalised for the current year
No problem. We know what documents lenders will accept and which lenders are more flexible with their criteria.
Commercial Finance: Business & Property Lending Solutions
At JC Lending Solutions, we specialise in helping Australian business owners and investors access tailored commercial finance solutions without the stress.
With access to a wide panel of lenders, we help you compare rates, structure the right loan, and secure funding that supports your long-term growth.
Whether you're buying your first commercial property or expanding your business portfolio, we make the process streamlined, strategic and transparent.
We can help with
- Funding the purchase of a commercial property
- Refinancing to access better rates or terms
- Purchasing the premises you currently lease
- Expanding or upgrading your business space
- Structuring loans for SMSF or trust ownership
- Any other commercial lending or development finance needs
Business Lending Secured and Unsecured
At JC Lending Solutions, we serve as your dedicated business banker, offering access to a wide range of solutions from multiple lenders. Whether you're already working with a business banker or exploring new options, we leverage our network to compare offerings and secure market-leading interest rates, terms, and security structures tailored to your needs. Trust JC Lending Solutions to be your single point of contact for finding the best financial solutions to support your business goals.
We can help with
- Starting a business
- Looking to buy an existing business or even buy into the business you are currently employed in
- Short and long-term lending solutions
- Needing further working capital to expand your business or improve cash flow
- Looking for a line of credit or overdraft facility
- Looking to refinance
- Cash flow through a debtor finance facility
- Money for BAS & Tax obligations
- Fit out our office, restaurant, retail space etc.
- Funding for additional stock
- Business equipment
Equipment Finance: Machinery & Tools Lending Solutions
Tailored lending solutions for your business equipment needs.
At JC Lending Solutions, we specialise in providing flexible and competitive equipment finance options to support your business growth. Whether you're purchasing new machinery, upgrading your tools, or expanding your vehicle fleet, we’ll match you with the right loan solution from our extensive lender network.
From construction and mining equipment to medical devices, vehicles, and industrial machinery, our team understands the financing needs of various industries and can guide you through the process with ease.
We Can Help Finance
- Mining and earthmoving equipment
- Energy and renewable technology
- Medical and dental equipment
- Watercraft and caravans
- Commercial vehicles, including cars, trucks, trailers, and excavators
- Classic, prestige, and luxury cars
- Yellow goods, industrial tools, and plant equipment
- And more...
Why Choose JC Lending Solutions for Equipment Finance?
- Access to a wide panel of trusted lenders
- Fast approvals and tailored loan structures
- Competitive interest rates
- Industry specific finance expertise
- No-fuss application and support from start to finish
Learn More with Our Credit Guide
This document provides you with information about us and our representative.
JC Lending Solutions Credit Guide (pdf)
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