My Mortgage Ready: The Checklist

We’ll help you calculate how much you can borrow based on your income, expenses, and credit profile so you’re shopping with confidence, not guesswork.

Includes help with:

• Lender servicing calculators

• Deposit and equity assessments

• Understanding your Loan-to-Value Ratio (LVR)

Getting paperwork sorted early makes your application faster and easier.

What you'll need:

• Payslips or proof of income
   
• Tax returns (if self-employed)
   
• Bank statements (savings and liabilities)
   
• ID documents
   
• Rental history (if applicable)
   

We’ll provide a tailored document checklist based on your unique situation.

A strong savings record and clear credit history help you get better loan options.

We’ll assist with:

• Reviewing your credit score
   
• Providing savings tips to meet lender requirements
   
• Helping you build a stronger financial profile before you apply

Owning your home is great, keeping it is essential. We help ensure you’re protected if life throws you a curveball.

• Assess your income protection and insurance cover
   
• Plug any gaps that could put your family or property at risk
   
• Structure support around your needs, not just a policy template
   

We help protect your home in the event of lost income, illness, or worse so you don’t lose what you’ve worked hard for.